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User Name: elathrop
User Homepage: http://www.ezcalculator.com
Location: United States
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Latest Published Articles

1: Five Ways Lenders Try to Take You for a Ride

( Category: Mortgage | Word Count: 1274 | Views: 0 | Rating: -1 )

Many lenders will try to get you to take a mortgage that will work best for them. Here are 5 of their liitle tricks to look out for.

2: Making Money in a Down Real Estate Market

( Category: Real Estate | Word Count: 840 | Views: 1 | Rating: -1 )

Many articles, books and courses have been written about making money in real estate. All of these articles, books and courses assume the price of real estate is rising. What happens when the price of real estate is falling? Here is how investors make money in a down real estate market.

3: The Difference between a Reverse, or Negative Amortization Mortgage and a Reverse Mortgage

( Category: Mortgage | Word Count: 786 | Views: 0 | Rating: -1 )

There is a lot of confusion between negative amortization mortgages and reverse mortgage. This article will set the record straight and give you keen insight into these two very different types of mortgages.

4: The Real Estate Market Has Crashed! The Bubble Has Burst! What's Next?

( Category: Real Estate | Word Count: 905 | Views: 1 | Rating: -1 )

Housing starts are way down! Does this mean the housing market has crashed? Is it the long awaited "Bubble Burst?" This article discusses the downturn in the housing market.

5: The High Price of Gas and the Evil Oil Companies

( Category: Personal Finance | Word Count: 879 | Views: 0 | Rating: -1 )

It seems like complaining about the high price of gas has replaced baseball as the great American pastime. This article examines the price of gas. How it is affecting the United States' economy and what we should about it.

6: The Sub Prime Lending Debacle and the Stock Market Downturn

( Category: Real Estate | Word Count: 803 | Views: 0 | Rating: -1 )

There has been much talk about the difficulties Sub Prime lenders have been having recently. The stock market, at the same time, has been dropping. How much is the Sub Prime lender problem hurting the stock market and where will it all end?

7: Stock Market Rallies - Press Depressed!

( Category: Stock Market Investing | Word Count: 675 | Views: 1 | Rating: -1 )

After a 2-week span that saw the Dow Jones Industrial Average plunge, the Federal Reserve Bank, led By Chairman Ben Bernanke intervened. This article examines the Dow's reaction to this intervention and the presses attitude toward the whole episode.

8: I Went Out Shopping For a Bargain and Came Home With Gas!

( Category: Current Affairs | Word Count: 1061 | Views: 2 | Rating: -1 )

They tell us the inflation rate is low, but the price of everything seems to keep on rising. Where will this runaway price syndrome take us and is there anything left that is still cheap? This article will take you shopping for a bargain.

9: Average Household Income Down! Recession? Depression? Worse?

( Category: Current Affairs | Word Count: 804 | Views: 3 | Rating: -1 )

The press is reporting household income down between the years 2000 and 2005. This article takes a look at what exactly has happened.

10: Finding the Right Student Loan

( Category: Financial Planning | Word Count: 698 | Views: 0 | Rating: -1 )

No one should be kept from earning a degree because of a lack of funding. The only problem is, getting the proper loans and/or grants can be a tricky piece of business. This article will get you started in securing the funds you'll need for your education.

11: Real Estate Investing, An Honest Way to Make Money

( Category: Real Estate | Word Count: 862 | Views: 0 | Rating: -1 )

For some reason, people who work hard and make a good living are seen as evil. The truth of the matter is people who make a lot of money often start out broke and end up providing jobs for those who need them. Real estate investors are probably the most maligned of all successful people but in reality, real estate investing is difficult and honest work.

12: The Rule of 72 and Getting Rich in Real Estate!

( Category: Real Estate | Word Count: 851 | Views: 0 | Rating: -1 )

The first step to becoming rich in real estate is learning the theory behind it. Real estate investors don't have schoolbooks to fall back on to learn this theory. All they have are courses, usually written by entrepreneurs who themselves are trying to become rich. This article will give you pure real estate investing theory.

13: Leverage, or How to Make Money in Your Sleep

( Category: Wealth Building | Word Count: 888 | Views: 1 | Rating: -1 )

One of the basics of wealth building is leverage. Knowing how leverage works will give you a leg up in your quest for success. This article explains the ins and outs of leverage, and then some.

14: The Dilemma Faced By Hillary Supporters

( Category: Politics | Word Count: 1046 | Views: 1 | Rating: -1 )

Many people don't realize the politics of Hillary Clinton are different than that of her husband, former president Bill Clinton. This article examines one extreme difference.

15: Stop Credit Card Debt and Get Your Finances in Order

( Category: Credit | Word Count: 892 | Views: 0 | Rating: -1 )

There is such a thing as a good credit card. However, many credit card companies have gotten way out of hand and are now an assault to your finances. How do you recognize cards that have been issued by these companies and what should you do about them?

16: The Price of Crude Oil, How High Will It Go?

( Category: Personal Finance | Word Count: 813 | Views: 0 | Rating: -1 )

The price of crude oil, which of course affects the price gasoline and heating oil, continues to rise. If it goes high enough, it will cripple the economy altogether. So, how high will it go? Are we on the verge of a collapse? Find out about the price of crude oil and how high it will go.

17: The Silent Killer

( Category: Diseases and Conditions | Word Count: 788 | Views: 0 | Rating: -1 )

Though hypertension has become commonplace today, but it is still a very dangerous and serious disease. Find out more about this overlooked menace in "The Silent Killer."

18: 7 Steps to Living a Calmer Life

( Category: Stress Management | Word Count: 1031 | Views: 1 | Rating: -1 )

Do you sometimes feel nervous or anxious? It seems that in today's world it is almost impossible to calm down, but take heart, these 7 steps will make you one cool customer!

19: 7 Ways to Balance Your Budget and Come Out Ahead at the End of the Month

( Category: Personal Finance | Word Count: 958 | Views: 1 | Rating: -1 )

Does it seem more and more difficult to make ends meet? Are you tired of getting yourself deeper into a financial hole? Take heart, here are 7 ways to turn the tables on pending financial disaster and end up in the plus column at the end of the month.

20: What is the Julian Date Calendar?

( Category: Free Tools and Resources | Word Count: 692 | Views: 13 | Rating: -1 )

Do you know what kind of calendar we have been using all our lives? Do you know what determines which years are leap years? The answers include some subtle details most people just aren't familiar with. So, if you're ready to read an article guaranteed to make you say, "Wow! I never knew that!" Then read on...

21: Choosing the Right Spyware Registry Cleaner

( Category: Spyware and Viruses | Word Count: 672 | Views: 1 | Rating: -1 )

Is there a difference between a registry cleaner and a spyware cleaner? If so what is the difference, which one is more important and when and how should you use either one. These are questions the average computer owner of today must know how to answer or risk the "blue screen of death."

22: When Does Daylight Savings Time Begin? You Won't Have to Ask Anymore!

( Category: Free Tools and Resources | Word Count: 860 | Views: 16 | Rating: -1 )

If you're like a lot of people, you don't see the logic in turning the clocks ahead and back on different days during the year. Also, remembering when to change them and what direction they should go is another problem. Worry no more! This article will give you a full proof way to remember when it's time to change your clocks so you can watch in amazement at everybody else who has no clue!

23: How to Know When a Registry Cleaner Advertisement is Giving You False Information

( Category: Spyware and Viruses | Word Count: 637 | Views: 1 | Rating: -1 )

With today's high-powered computers, a corrupted registry file could cause major problems. Because of this, new registry cleaning software is being developed every day and many are making fantastic claims. So, how do you know who is on the level and who is saying whatever it takes to get your business? Read on...

24: What You Don't Know About Your Monthly Payment Table Can Hurt You!

( Category: Personal Finance | Word Count: 731 | Views: 0 | Rating: -1 )

No one wants to throw money away, but countless homeowners do just that all the time. Knowing where wasteful expenses are coming from and how to avoid them is a big key to financial stability. This article explains what to do about one particular, not so hidden, expense.

25: The No Chance For Foreclosure Method to Calculate a Mortgage Payment

( Category: Mortgage | Word Count: 905 | Views: 2 | Rating: -1 )

The lender will tell you how much your monthly payment will be as long as you know how much you are going to borrow, the interest rate and the term of the mortgage. Is the answer accurate and if so, for how long? Let's really figure out your mortgage payment without letting there be any surprises.

26: How To Figure Out Mortgage Payments Without a Mortgage Calculator

( Category: Mortgage | Word Count: 768 | Views: 2 | Rating: -1 )

You read an advertisement for a mortgage that is 6% for 30 years and you would like to know how much the monthly payment would be for $200,000 borrowed. In an instant and without a calculator you compute in your head, the payment is $1,199.20! How did you do this? Simple, or at least, easier than you might think.

27: When Applying For a Mortgage, How Much Can I Borrow?

( Category: Mortgage | Word Count: 682 | Views: 0 | Rating: -1 )

With lenders immersed in a business slowdown and mortgage brokers having access to all kinds of creative loans, the question isn't "How much can I borrow?" it's "How much can I pay back?" Now, as foreclosures climb toward record numbers, the answer is most important!

28: How to Know When a Registry Cleaner Advertisement is Giving You False Information

( Category: Software | Word Count: 617 | Views: 2 | Rating: -1 )

29: Daylight Savings Time Around the Globe

( Category: Current Affairs | Word Count: 647 | Views: 1 | Rating: -1 )

How many hours difference is there between New York and Moscow? The answer depends on whether or not it is daylight savings time in either, neither or both places. Learn all the things about daylight savings time nobody ever thinks about!

30: How to Defeat Depression and Anxiety

( Category: Wellness | Word Count: 783 | Views: 0 | Rating: -1 )

Depression and anxiety are common ailments, today. Although they have horrible effects on the sufferer's life, they are not undefeatable. With the proper course of action, depression and anxiety can be overcome in a relatively short period of time.

31: How Do I Fix Registry Problems on My Computer?

( Category: Operating Systems | Word Count: 771 | Views: 0 | Rating: -1 )

The biggest problem we need to overcome in order to keep our computers operating at full speed today is registry corruption. Getting the registry clean and keeping it repaired is one of the main keys to good computer health. So, how can we achieve this lofty goal?

32: I Can't Need to Fix Corrupt Registry Files; My Computer is Only Two Months Old!

( Category: Software | Word Count: 810 | Views: 0 | Rating: -1 )

It is true a new computer should out perform an older model by a wide margin. However, even the newest, right off the assembly line, Dual Core P4 will slow down very quickly if some essential steps are not taken!

33: The Only Real Ways to Pay Off a Mortgage Early

( Category: Mortgage | Word Count: 791 | Views: 0 | Rating: -1 )

There are many proposed methods of paying off a mortgage early. Let's recap the most popular of these methods and see which ones work best!

34: How to Lower the Monthly Payments on Your Mortgage

( Category: Mortgage | Word Count: 890 | Views: 0 | Rating: -1 )

The difference between balancing your budget and bankruptcy is often only $100 a month! This article explains several ways a homeowner can knock that much off his/her mortgage payment each month.

35: How Using a Microsoft Registry Cleaner Can Prevent Irreversible Operating System Damage

( Category: Computers | Word Count: 570 | Views: 0 | Rating: -1 )

Though it wasn't as important with earlier operating systems, Windows XP and Windows Vista require regular registry scans to keep the computer running at its maximum speed. Even worse, if registry corruption is left uncheck, the damage to the operating system could be significant and maybe, even irreversible!

36: With Interest Rates Falling, How Much House Can I Afford Now?

( Category: Mortgage | Word Count: 787 | Views: 0 | Rating: -1 )

It is always confusing when you are trying to figure out how expensive a house you can afford to buy for the amount of equity you now have. A lot of this confusion is due to the fact variables, such as interest rates are constantly changing. This article takes the mystery out of how much anyone can afford to spend on a house at any given time.

37: 5 Tips To Help You Repair Slow Computer Speed

( Category: Computers | Word Count: 809 | Views: 0 | Rating: -1 )

Trying to keep your computer's speed at 100% is an endless task these days! Your computer is under constant attack from outside forces whose mission is to steal valuable resources. Here are 5 steps you can follow that will get and keep your computer sailing along at peak speed and efficiency.

38: Amortization Table - Calculate Your Own the Quick and Easy Way

( Category: Mortgage | Word Count: 866 | Views: 0 | Rating: -1 )

An amortization table may look like a bunch of numbers all scrambled up and serving no purpose. To the contrary, an amortization table is a very helpful investor tool because it shows where the majority of a loan's payment is going and thus how to stop wasting money. This article gives a thorough explanation of amortization tables and even goes as far as to illustrate how they are calculated!

39: Amortization Spreadsheets - Their Use Reveals the Secret to Cutting Interest Costs

( Category: Mortgage | Word Count: 596 | Views: 0 | Rating: -1 )

Amortization tables, charts and spreadsheets; are they all the same? This article explains what they are and difference between them. Then, it tells you how to use them to save a lot of money!

40: Online Investing and Stock Market Leverage - They're Still No Match For Real Estate!

( Category: Real Estate | Word Count: 855 | Views: 0 | Rating: -1 )

Slumps come in every form of investing and business. Sometimes, when we are not doing so well because the market has turned against us, it looks like there is no way out. Take heart, slumps happen and here's what real estate investors do when the market turns sour!

41: When Is The Next Full Moon, And Will It Be Blue?

( Category: Science | Word Count: 736 | Views: 3 | Rating: -1 )

Calculating the moon's cycle is very complicated seeing the moon's cycle takes an average of 29.53 days, but it rarely takes exactly this amount of time. This article explains moon cycles, tells you what is meant by a blue moon and it even gives you a full moon schedule.

42: Mortgage Rates Predictions - What the Charts Are Telling Us

( Category: Mortgage | Word Count: 1078 | Views: 0 | Rating: -1 )

Do you want to know if interest rates are rising or falling and how far they will go? Read the predictions given by a successful real estate investor and licensed commodities broker. Also, see what he thinks about another hot economic issue that is bound to shock you!

43: 8 Steps to Refinancing Your Mortgage and Starting a New Budget

( Category: Mortgage | Word Count: 872 | Views: 0 | Rating: -1 )

If you're thinking about refinancing your mortgage but are afraid it might be too much of a hassle, read on. Learning the 8 steps involved in a refinance will take the mystery out of it and give you the knowledge to know if you should go ahead and do it!

44: The Top 10 Facts About the Next Blue Moon, a Song and Other Things By the Same Name

( Category: Science | Word Count: 746 | Views: 10 | Rating: -1 )

Here are some little known facts about blue moons what they are and when they occur. Also, included in the discussion is the famous golden oldie "Blue Moon." Add to that some information about other things named "Blue Moon," and you have one very informative article!

45: Microsoft Registry Cleaner - Is Vista Certified Best?

( Category: Software | Word Count: 608 | Views: 0 | Rating: -1 )

There is no way to get around it, keeping you registry clean is essential to getting good performance out of your computer. Does it need to be Vista certified to work well on Vista? Does it need to have an optimizer to give you the best performance? These questions are explored in this article!

46: Monthly Payments on Mortgage and Saving Money by Restructuring Them

( Category: Mortgage | Word Count: 760 | Views: 0 | Rating: -1 )

Can you save a lot of money just by making your payments on a different schedule? Well yes, if this means you will be paying on time so you will not have to pay late fees. Is there anything else you can do like use a biweekly payment plan? Let's check into this payment plan and see how we can save big not using it!

47: Home Refinancing Pros and Cons

( Category: Mortgage | Word Count: 987 | Views: 0 | Rating: -1 )

Still don't know if a refinance is the right thing to do to help get your finances back in order? This article will take all the mysteries out of refinancing and tell you whether or not you should!

48: Fixing Computer Slowdowns and Stopping Them From Crashing

( Category: Computers | Word Count: 563 | Views: 0 | Rating: -1 )

About the most annoying thing that can happen is a computer crash! They always seem to happen between saves so the most important work gets lost. What can we do to prevent computer crashes? There are some basics you should know about on the subject and this article covers them.

49: Fix Corrupt Registry the Easy Way

( Category: Software | Word Count: 554 | Views: 1 | Rating: -1 )

What effects will a corrupt registry have on a computer, and more importantly how can a person tell if there is corruption in the registry? Still more importantly, how can we get rid of it? These are the topics explained in this article!

50: Ways to Repair Slow Running Computer

( Category: Software | Word Count: 728 | Views: 2 | Rating: -1 )

Few things are more annoying than a slow running computer! Things you take for granted like loading programs and surfing the net become drudgery just because the computer is taking so long to do anything. Is it time to throw the thing in the trash heap? Let's look at some common causes of a slowing computer speed and see if we can save it for now.

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